A Clear View of What I Deliver

Across my career, leaders, regulators, and clients have relied on me for one reason:
I make complex problems solvable.

While most résumés list responsibilities, this Report Card summarizes results, the credentials, leadership experience, and accomplishments that have consistently differentiated my work across banking, fintech, and global financial services.

It reflects more than the jobs I’ve held.

It reflects outcomes, trust earned, and programs transformed.

Why This Matters

Organizations don’t hire for job titles, they hire for impact.

This page gives hiring managers and executives the fastest possible way to understand my strengths in:

• Internal Audit & Technology Audit

• Enterprise Risk

• Compliance & Regulatory Oversight

• Cybersecurity & SOX

• BSA/AML, Consumer Compliance, and Governance

• Leadership, transformation, and issue remediation

These are not theoretical capabilities.

These are the skills and achievements I’ve delivered for Citi, Bank of America, Fannie Mae, Capital One, USAA, Wells Fargo, Mastercard, Discover, Bank OZK, and many others.

What Sets Me Apart

Over the past two decades, I’ve built my career on several consistent pillars:

Unusual Career Trajectory

I entered audit with zero prior audit experience or a CPA—then became a Director, an SVP, and eventually built my own practice serving top-tier institutions.

Cross-Disciplinary Expertise

The only non-lawyer selected to advise Capital One’s regulatory legal team, trusted to navigate risk, law, and compliance simultaneously.

Transformation Leadership

Hand-selected to lead issue management, regulatory remediation, or transformation programs in high-pressure environments—including a multi-year SOX rebuild and multiple MRA restorations.

Regulator Praise

Recognized by federal and state regulators for strengthening audit, AML oversight, IT governance, and reporting integrity.

High-Impact Consulting

Two highly successful engagements with Mastercard, plus high-satisfaction advisory work with Discover, Wells Fargo, Citi, and others.

My North Star

“What’s the risk — and why do I care?”
— John Hurt

Everything I do begins with this question:

What risk exists, what outcome do we need, and what changes will make the organization stronger?

If your organization needs someone who can build, fix, or elevate a program, this is where the story begins